First Mortgages
- Fixed Rates
- 10, 15, 20 and 30 Year Terms Available
- Up to 97% LTV for purchases (some restrictions apply)
- Cash out refinances
Home Equity Loan/2nd Mortgages
- Fixed Rates
- Terms up to 15 years
- Up to 100% LTV financing available
- Interest may be tax deductible (consult your tax adviser)
FHA Mortgage Loans
- Fixed Rates
- 15 & 30 Year Terms
- Up to 96.5% LTV
Lot Loans
- Fixed Rates
- 10 year term
- Up to 70% LTV financing available
- Lot must be located in a subdivision
VA, USDA, Home Equity Line of Credit (HELOC) and Manufactured/Mobile Home financing also available. Call Real Estate Lending department for more information.
Downloadable Mortgage Applications
Click HERE to watch a short video on the difference between Prequalification and Preapproval
EPIC FCU is an Equal Housing Lender.
APR = Annual Percentage Rate. Rates are variable and subject to change based on market conditions. A floor rate of 5.00% APR applies. All loans subject to credit approval and membership eligibility. Additional terms and conditions may apply. NMLS#410584
Secure Your Dream Home Today with Our Hero Home Loan Program
- No Down Payment Required
- Financing Available for Closing Costs
- Up to 102% Loan-to-Value Financing
Applicants Must Be Employed Full-Time in the Following Fields:
- Federal, State, or Local Government Law Enforcing Agency
- Fire Department
- Public or Private Educational Institution
- Nursing
- Active or Former Military
- EMT’s and Paramedics
- AT&T Employees
- Energy Workers
For More Information Contact Our Mortgage Department
Federally insured by the National Credit Union Administration. NMLS #410584